There are many positives about renting a flat. (Therearetherearethereare.) There are!
As I repeat this mantra, I am rocking slowly backwards and forwards while humming a rousing anthem. Once again, to boost my spirits, and strengthen my resolve: there are many positives.
When horrible neighbours move in, or monstrous, ugly, buildings block a once clear view of the misty mountains in the distance, then we can get the hell out, sharpish. Being able to move quickly on a whim is very liberating. One months notice in writing is all it takes, and with one bound, I am free. No chain, if you’re lucky, and a whole new environment, organised in weeks.
Despite the sloth of landlords, management companies and agencies, all fighting shy of repairs, it’s nice not to have that responsibility. Dealing with repairmen (and they usually are men) is a bane of modern life, and it can really get you down. Being called ‘love’ is hardly a hanging offence, but being swindled, fobbed off and treated like an idiot is certainly irksome. For most tenants, it’s just not their problem.
The vagaries of the property market have a different effect. In fact the cyclical boom/bust cycle can sometimes work to our advantage. In a crashing market bourgeois dinner party chatter turns from massive increases in value towards the shameful burden of negative equity, we usually have more security and choice. Owners are unable to liquidise their assets. At this stage in the slump, they should be learning to swallow their pride, and nurture, value, even treasure reliable tenants, at least until the bust ends, when they can revert to type. Unless they go bankrupt, or suddenly sell up (best not think about that.)
Tenants can be bold. We can take risks, live life with a sense of adventure. Renters can take a leap of faith, embarking on career changes that our home owning brethren are loathe to undertake, as we don’t have to sell up, or let our homes, or worry when we are away (except about our stored belongings.) I listen to my home owning friends speak wistfully of plans to travel, downsize or study. These tales of perfectly reasonable dreams usually end with the refrain: “…but then, I’ve got the mortgage.” Property can be a ball and chain.
Some people like not having to own furniture and other fittings. If you are moving around, or broke, or just not interested in homemaking, then having someone responsible for maintenance and furniture is a massive plus.
In truth, nobody really owns a house; it’s a notion, an idea. You can pass property on to your children; that’s if you haven’t sold it to pay for care in your old age. Some of my friends have made a deal with the security devils. Mortgage versus freedom: perhaps only the poor and landless can afford a sense of liberation, and adventure.
Isn’t renting great, though? No; I’m really, really really happy to be tenant. (You don’t believe me, do you?)
Showing posts with label mortgage. Show all posts
Showing posts with label mortgage. Show all posts
Tuesday, 20 January 2009
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