Showing posts with label Assured Short-Term Tenancy. Show all posts
Showing posts with label Assured Short-Term Tenancy. Show all posts

Monday, 20 January 2014

Worried.

For some tenants, renting is a constant source of joy. Just one, vast panorama of happiness. A gorgeous extemporanea full of glee. For others, mostly the impoverished renter, whose work is precarious or those crammed in and insecure where demand is impossible high, it’s horrible.

The device that enables me to see search terms used to reach me here often serves to flag up common concerns. In other cases, people have contacted me to share their stories. The recurring, distressing, but I suppose, inevitable theme is flatmates in shared homes, not just hostile HMO’s, but supposed friendly shared houses with joint tenancies who are very worried about money.

It’s getting quite nasty. Some co-tenants knew each other before moving, others join a new family of convenience, living at close quarters with people they barely know. They share a world of unwanted intimacy, and they usually learn more about each other than is desirable or ideal.

But their lives are linked. I am being told of many examples of austerity biting and damaging the sense of distance most co-tenants seem to want.

One renter tells me of realising food was missing. Nothing major – just morsels really, as if someone had been trying to discreetly and surreptitiously feed themselves. She knew her co-tenant was having a tough time, but realised he was just plain hungry. She did her best to help, by not mentioning it, and offering to share meals, and donating ‘spare’ food. Her flatmate was later seen in tears, holding a parcel from the foodbank.

People everywhere are being forced to share rented homes – that includes claimants under 35, who might - let’s remember - be in work. Life is precarious, job contracts are short-term, pay is low, and people are pushed together. What do you do, when you know that someone is in trouble? When that trouble could affect you?

Then there are bills. How do you share the cost, when people cannot afford to pay monthly, or others cannot pay at all? There are communal meals – even trips to the pub, where one tenant is always, always, busy, and the others feel guilty.

There’s rent. People often elect one person to pay from their account, which is tricky if you’re paid late. Someone shares with an old friend who wasn’t paid for months on end, and he had to cover her share. The employer eventually went under, and he was struggling to find enough shifts himself, so it was a nightmare. He found her in tears. She’d taken a payday loan.

They took debt advice, and eventually had their card meter removed, so they could pay regularly throughout the year, instead of massive amounts in the winter. They paid off the arrears, but they had worked together. Not everyone is close enough or kind enough to do that.

It’s the sense of knowing that people are not your responsibility, but caring nonetheless. When, and where do you draw the line - do you feed them, or does concern stop simply run to polite, ‘caring faces’ and platitudes?

This is another problem that will get worse and worse. Renting isn't funny anymore.

http://rentergirl.blogspot.co.uk/2012/01/that-joke-isnt-funny-anymore.html

http://rentergirl.blogspot.co.uk/2012/03/jointly-together-and-simultaneously.html

Sunday, 12 January 2014

Rein In Those Wilsons.

I’m battling with feeling peeved that it took some media outlets years to wake up to the fact that renting is frequently horrific. I’m pleased for the publicity, feeling vindicated, but equally certain that so much of this new outrage stems from publicity surrounding the vile ,self-satisfied, smug, greedy, pompous, self-entitled, self-justified Wilsons and their ‘…but we have to raise the rents.’

I often wonder, why must rents rise. Is it necessity? Is it the expense of running and managing property? No. It’s done because of high demand, which is blatant profiteering. But you can’t get away with it everywhere.

Rents rose fastest on an annual basis in London, where they increased by 4.4%, followed by the south-west (3.4%) and the south-east (3.2%). Rents fell by 5.5%, or an average of £42, in eastern England, 2.8% in the West Midlands, and 2% in the north-east, Yorkshire and the Humber. Most of Scotland is falling in real terms, too – except Edinburgh

They’re not rocketing up where unemployment is high, is the basic fact here. So here’s the issue, the mammoth in the room - rent control.

Rent control is what we need. Labour are against it, as are Shelter. But rent control is essential, to stop rentiers thumbing their noses at reason, and indulging their rapacious acquisitive natures. The odious Wilson’s insist it is their feudal right to charge as much as they see fit, not because of their own costs or any justifiable need, but because they want more money. Rents rise because of a degenerate, over-arching desire for profit, not because of the need to cover necessary prices involved in letting homes – not even interest rates, and rises outstrip inflation.

Before the usual suspects whine that renting was stagnating in the 80’s, that was because of the large amount of owners and the reasonable price of home-owning – more owner-occupiers means less tenants, so lower rents. Buying the first of several homes cost just 2.5 of the average income, and wages were higher with bills much lower in comparison.

But here’s the point. These buildings are homes. Vital, essential, necessary homes for people to live in, not holiday cottages, or your pied-a-terre in the city. It’s a home.

When people can’t afford a home, or worse- nobody will let to them, then where will they live? The streets, that’s where, and homelessness, actual rough sleeping is on the rise.

Certain property ‘professionals’ are delighted by the rise in rents. They forget that increasing rents because of demand is profiteering. When house-building gets under way the likes of the Wilsons will get their richly deserved come-uppance. They lord it over people’s lives, masters of their security, peace and fate. Worse still dubious, flaky wealth-on-paper has made them judgemental. They don’t understand that they benefited from state ‘hand-outs’ – the Wilsons are the scroungers, not their benighted tenants.

Meanwhile note to the odious, rent profiteering Wilsons – local housing allowance is paid one month in arrears, even before Universal Credit/Cockup is introduced.

But then, those Wilsons resemble Edward and Tubbs from The League of Gentleman, which keeps me smiling. I take my fun where I can at times like this.

http://rentergirl.blogspot.co.uk/2012/12/feeling-validated.html



http://rentergirl.blogspot.co.uk/2013/07/why-do-rents-rise.html

http://rentergirl.blogspot.co.uk/2008/05/rents-are-rising-or-are-they.html

http://rentergirl.blogspot.co.uk/2011/09/think-of-number.html