Tuesday, 10 March 2009

Exceptional Extras

My quest is over. I’ve found a place to live, and it wasn’t easy. After leaving Dovecot Towers, and indeed because of Dovecot Towers, I had a list of cast iron requirements. Sadly, what I now consider essential in a home is in reality up there with diamond encrusted door-handles and platinum floors.

I was only asking for basics, like a strong door. When I lived in Dovecot Towers and discovered that miscreants had stolen the main door, I didn’t know whether to laugh or cry, but my new block has a good door on it. A fine door. A safe door.

The post room is still communal with shallow boxes, but it’s safe. The building has a proper concierge (hooray!) which isn’t as grand as it sounds. They’re caretakers, really; the difference is, they will sign for post. The idea of having someone sitting at reception acts as a deterrent to people forcing their way in, but then the architects and developers have also hit upon a totally sci-fi innovation, usually found only on spaceships. It’s a main door that actually closes properly.

Regular readers aware of my proclivities might be curious for details of the cupboard situation. The news is not all good. I am not overburdened with yawning storage so vast that suitcases look lonely, or acres of shelving (sigh...) but there is a utility cupboard, for my mops, brooms and washer-drier. Let the joy be unconfined!

There’s a separate kitchen. Old-fashioned tenants accustomed to boiling their smalls on the hob appreciate separate kitchens. Personally I am not so inclined, but even so I’m grateful that I can shut the door so the entire flat doesn’t reek of whatever I am cooking.

There’s also a small balcony with a door that opens inwards so you don’t knock visitors over the edge, and a view. Hardly a stirring panorama of snow-capped mountains, but at least I’m not staring into someone else’s flat with a distance of just five feet between us.

And it’s larger than the average flat, but unfortunately, it’s painted white throughout and must stay that way. There were nails ready in the walls begging to be hung with pictures. I can’t hear my neighbours music, or their toilet flushing or any other diverting Dovecotian delights. There’s a recycling bin, and a water meter. There’s a well-posted fire assembly point (but with a decided lack of arsonists hereabouts, I doubt I’ll find myself standing there at dawn in my curlers.) The landlord seems to be a reasonable man who simply wants to let his flat and therefore needs a tenant.

Speaking as a former resident of the gruelling dystopia that was Dovecot Towers, I know from bitter experience that these matters are vital, even in buy-to-let developments. Security, a good, sturdy design and efficient management should never be considered as indulgent extras beyond the reach of renters. Safety is not a luxury.

So that’s a great flat, an apparently secure building, in a quiet area (all it needs now is a pseudonym; any suggestions?) What could possibly go wrong?

Tuesday, 3 March 2009

Lower Than A Letting Agent

My flat hunt has convinced me. There is nothing lower than a letting agent. Traffic wardens, bankers, slugs, and tax inspectors all have their detractors, but letting agents are special.

I was trying to avoid them, but they’ve established a virtual stranglehold. And so, I opened the door of one office. Ignoring the whiff of sulphur I waited, hoping to be invited to take a seat (I’m old-fashioned that way.) I waited. And then I waited some more as the agent took personal calls, shuffled papers and glimpsed slyly up at me.

“Yeah-esss…” he said, like a cross between Jeremy Paxman and Basil Fawlty. He didn’t look up, and smirked when I mentioned my requirements and the price I would pay. He asked for my details but didn’t appear to be writing them down.

Another sneered at me and even giggled. Then she regained her composure and reached for a hefty file of vacant flats. As she opened it, bats flew out, and the dust choked us all. It was the collection of one beds and studio flats. She did what they all do: offer me crap to see how high I’d go on the gullible meter. I haggled. She refused, as there are plenty of tenants. I said: how come there are so many vacancies, then.

One fine, arrogant chap looked me in the eye, insisting that, in a booming market, flats are snapped up as soon as they come in. He’s never been so busy. His best customers were (you’ll like this…) Saudi princes. I know; awash with money, they select the luxury of a cheap, nasty newbuild.
He reiterated the buoyancy of the rental sector.
He’s a big fat hairy liar.

He offered me a flat, £100 over my starting price, and £50 more than it was worth for a one-bed newbuild with no trimmings. He knew he could get the landlady to go lower. I knew he could as well. That’s because he had persuaded her to ramp up her rent; she was panicking because the flat had been empty for weeks (I’d checked.) I agreed to view the next day, time to be confirmed later. He never contacted me and never returned my calls. That flat is still empty.

It gets better. Another agent said: “I’ve got just the thing.” It was a bargain: lovely area, great building, well-managed.

He showed me a picture of Dovecot Towers.

I took a deep breath. Then I told him (oh, the nostalgia) about the crime, the security, the door, the management etc. The one sliver of his psyche that was human, not lizard, took hold, and he appreciated my explanation of a turnover so high they might as well have removal vans on standby like taxis. The rent has dropped another £50 per month. That’s a full £150 from what the letting bastards had initially tried to squeeze out of me.

By the way, I’ve noticed something else. When Letting Agents stand in front of a mirror, they don’t have a reflection.

Tuesday, 24 February 2009

Stu-Stu-Studio Flats

The future is here. We’re living there now. Just like Tomorrow’s World predicted, we’re living in pods and eat our food in tablet form. Fully clothed, we enter space-age washing stations for a fast drying hose down, and float to work on hover-boots.

Actually, only the pod part is correct. I’ve been researching different cities online. Everywhere has a similar, even stereotypical development: it’s a block of bijou, futuristic shells, or super-space-age, designer pads (studio flats, in reality.)

They are proving very hard to let, anyone who imagined that tenants will choose, freely and willingly to live that way long-term are avaricious wishful-thinkers. You can always find a studio flat. They are everywhere. There’s always a vacancy, but I wonder if developers are asking why they are so unpopular, and why the turnover is so rapid.

In telling and related news, I understand that the Irish government, when not trying to haul itself out of that notorious financial mess, has also heroically banned bedsits. I’ve always thought this was an especially miserable way to live: everything crammed into one tiny room, with a shared bathroom on a landing. I realise that finances dictate how others live, but they’ve always struck me as grim and unhygienic: drying clothes in the same room you cook, eat and sleep, is not a good idea.

Studio flats are at least granted a separate bathroom, although I am scanning the ads for a ‘shower-room/kitchen-diner’ because you just know it’s going to happen one day. Some studios are better designed than others, allowing space for vital fittings, like desks, which are compact rather than absent.

Apart from well-placed, well-managed, well-built, well-designed flats and homes, occupiers want room to manoeuvre. Urban newbuilds are small enough as it is, and so the idea that we might actually choose to live in a studio, and not be compelled to move in through desperation and then get the hell out asap is ridiculous.

Compromise is essential. T’s flat was tiny, but well thought out on his part. He didn’t collect music, or books, but had to decide between a cupboard (mmm…cupboards) and installing a dishwasher. The dishwasher ended up in the cupboard. In newbuild studios, everything folds up into the wall or into itself until the whole thing folds up into the developer’s arsehole. It’s like Inspector Gadget goes to IKEA, and it’s not conducive to modern living, happiness, or long term occupancy.

Actually, I’m being too reasonable, aren’t I? I mean seriously, what are these developers thinking: are they stupid, or are they as small as The Borrowers, and assume that everyone else is the same size? That’s the only possible excuse.

Builders have stopped building, and most developers have stopped developing. So: in the meantime, please can architects keep on…architecting? I mean, ask tenants of buy-to-let flats how they want to live. They may well have a checklist, like I do. Close to the top will be separate rooms, and enough space for energetic star-jumps. Or is that just me?

Tuesday, 17 February 2009

Invasion Of The Private Landlord Snatchers

It’s creepy. Private landlords, renting independently have all but vanished. You could be forgiven for thinking they’ve been abducted by aliens, or chased away by angry villagers brandishing pitchforks. Apparently, over the past few months, while we were asleep, nearly every flat in town has been taken over by letting-agents (and you know how I feel about letting agencies.)

Why does it matter? Well, sadly this could indicate that most, if not all private landlords are either too afraid to stay in business alone, or have gone under. Imagine the personal misery: the bankruptcies and evictions. Apart from that, dealing with agencies can be difficult for both renter and owner alike, since they can be lax about collecting rent and pass tenants straight back over to landlords when repairs are needed, while charging fees apparently at random.

But total corporate control of the private rental sector is fused with another emerging complication. It’s this: there are so many newbuilds in urban areas, and so much rented property flooding the market, that some letting agencies are even refusing new instructions. In certain blocks, entire floors are empty.

Smaller owners (silly; I don’t mean short landlords, but people who own just the one flat) are scared. And they have every reason to be: there are too many flats and not enough tenants. I suspect that when they are accepted onto the books, landlords are either grateful or over-confident and wait, as advised, for higher rents even where opportunities are shrinking.

I suspect that landlords are promised high occupancy levels by agents making free with the ‘c’ word i.e. certainty (although I’ve heard agents called a different c word altogether.) Mercifully, they’ve stopped ramping up the rents, but now they’ve added a flourish to their game. They’ve set an artificial ceiling on the cost of a one or two bed flat (as for studios, the prices are totally weird).

If agents have accumulated similar flats, what impetus is there to lower rents when knowledgeable prospective tenants barter? Instead, they hold out, to maximise their potential income. Consequently, rents are falling, but more slowly than might reasonably be expected.

Letting agencies do very little for the money, other than operate the Tenant Find service (even I think it’s a good idea for landlords to use this option to screen incoming tenants.) But with regard to prices, agents sit tight until the bitter end, playing poker for higher rents. They’ve far less to lose than a landlord who might willingly accept £50 less per month (still a reasonable income) in return for a good night’s sleep. It’s the callous and greedy leading the terrified and deluded.

In the future, perhaps landlords could stick together and form a co-op, or a gang, because the options for landlords are twofold: either (a) drop the rent or (b) go bankrupt. It’s that simple. In option (a) the only party losing out will be the letting agency, and my eyes are already damp with tears of laughter.

Tuesday, 10 February 2009

They Walk Amongst Us

My epic quest, my odyssey of a house-hunt is progressing in a stately manner, and I’ve developed a world-weary sixth-sense about property people and their duplicity. I’m also starting to wonder if I might be better off using a medium, a psychiatrist or a private detective to discover whether or not landlords and letting agents are trustworthy, reliable and solvent, because sometimes they can pass for human.

Having grasped that tenants are suspicious of corporate letting agents, they disguise themselves as private operations. One ad from an apparently friendly amateur wanted their lucky tenant to be: “…as happy in the flat as they had been.” Turns out, this was lie. They’d never lived there; they didn’t even know where it was.

Any flat where the rent is lowered when you’re hardly through the door, and where crockery and other kitchen items are supplied smacks of desperation. That’s because these items are supplied by companies kitting out buy-to-let portfolios. The price drop should be good, but it’s the last desperate ploy of a landlord who can’t cover the mortgage and is consequently teetering on the verge of bankruptcy and about to topple over. Whenever I see cheap glassware, I can smell an Inside Track Seminar property, purchased in haste, regretted at leisure, repossessed behind your back in an instant.

There are other warning signs: being asked for repeated assurances that you’ll definitely, absolutely always pay on time (without fail, honest; no really) is worrying. An acquaintance’s landlady is paid via the letting agent, and calls if the rent is as little as a few days late to panic down the phone about being in the red, which does not inspire confidence. There are other signs that you won’t get along. Some time ago, one landlord asked, quite casually to see five years of audited accounts and all my bank statements. I said: I’ll you mine if you show me yours. He was most indignant.

Another landlady was upfront, mentioning some minor snags (and what she intended to do about them) whilst joking that she had excellent references from former tenants. She’d owned her only property for years, and offered to drop the price admitting it was a renters market, and that times were hard. The flat of course, was snapped up.

Most of all, beware this latest scam. I saw a flat advertised online. It looked lovely (totally ideal, actually) but something was odd, not quite right, or perhaps too perfect. I thought I might as well enquire, and received the following reply. The owner wasn’t sure if his former home had one or two bedrooms. He was busy with missionary work in…Nigeria (can you hear the warning bells?)

He couldn’t organise an actual viewing but was willing to email pictures of the flat (clang!) and I could move in after I had sent him my personal details and paid the deposit, when the keys would be sent by courier (DING DONG!)

Think of these ads as providing a useful service when there’s no bin close by to chuck away your money, or no match to burn your wads of cash.

Tuesday, 3 February 2009

We're As Mad As Hell

Reklaw left this comment recently on quite an old post, so you might have missed it:

“We have been renting for the last three years and have had to move three times in that period. Two of the landlords decided to sell the property that we were living in, one after only three months into the tenancy - even through the property was advertised as "long term". Unfortunately the third move is now imminent. We have contacted our local council in the hope that they may be able to offer a solution only to be told that the wait for any property would be in excess of five years with no guarantee and at the most a one bedroomed flat may be offered. It would seem that we are destined to be nomads heading into retirement. Would be grateful for any comments/solution!!”

I don’t know much about Reklaw, but you know what; this comment really upset me.
Even though I try and put a positive spin on things, all renters, myself included, must accept that the genuine possibility that we might have to move every six months for the rest of our lives. What are we supposed to do? Move to Europe, where renting is the norm, and tenants are treated with respect, rather than as some freakish cash-cow/cockroach hybrid, to be milked dry and then eradicated?

It’s infuriating when people say: “…so move.” Do they imagine that magically, we beam our possessions from house to house like on Star Trek, and that the diligent flat-hunt is undertaken by the property fairy-grandmother?

Moving is always fraught and difficult, and letting agents still insist: of course it’s a long term let. Even my all time best ever landlord demanded assurances that I was in for the long haul, which I took to be two years. He gave me notice when he decided to sell after just eight months.

Moving is also inconvenient and unsettling. There are agency fees to be found, removal vans to hire and pay for, and the time-consuming task of multiple views. There’s overlapping deposits alongside rent in advance, and references to wheedle from lazy or reluctant landlords, who might be going bankrupt. That’s alongside the inevitable loss of internet, phone, and in extreme cases, water and power. Worse for me is the constant packing, unpacking and repacking, time after time after bloody time.

Social housing is scarce. We have no choice but to live this way, and successive governments have decided the private sector must build and then run rented housing. Tenants who stand up for themselves are portrayed as whining and belligerent.

You’d think we were demanding caviar, fresh flowers delivered daily, and stables for the miniature Shetland Ponies we’ve requested, all died pink, when all we want is security and fairness: things like repairs, and the freedom to remain unless there’s a genuine reason to turf us out. The right to vacant possession is regularly abused. When it is, landlords should be fined, and heavily. Owners shouldn’t invest in rental property unless they intend, and have the means for, long term lets, by which I mean decades, not months.

Tenants need a serious official body to protect our rights. The Health & Safety Executive (look upon their name and tremble) is regarded with respect, and a healthy measure of fear. Tribunals overseeing disputes in Employment, Disability and Equality are a proven, powerful and efficient way of making sure obligations are honoured.

But ultimately, what’s needed is a new law: “The Tenants Being Generally Maligned, Abused and Totally Shoved Around (Prevention) Act 2009.” I am aware this blog is regularly read in The House Of Commons. For the sake of people like Reklaw, can we get a sponsor? Because we’re as mad as hell, and we’re not going to take it anymore.

Tuesday, 27 January 2009

Homeless Scrum

Flat hunting is a competitive contact sport, played by landlords and tenants using elbows and sheer force of will. Prospective renters are on show. Every word and mannerism, even the tiniest gesture is assessed for clues as to character, potential criminal inclinations, and basic ‘will they pay the rent-ness’.

Landlords have a firm idea of who they want. Despite a legal agreement, you are nothing more than a house-guest, and they are a ghost that stalks the building. As they guide you on the dreaded tour, you must look eager, unruffled by sights which normally have you screeching with mirth or terror, like (as I once noticed) an enormous tube of KY, left casually, in plain sight, on the coffee table.

The golden rule is: get there first. Agencies only really care about references, credit checks etc. Provided you look presentable, and are not ostentatiously shifty or demented, there’s nothing you can do, as the flat goes to the first in line. Private landlords, however, must be wooed. They must be convinced you are suitable, if not downright fantastic, while you are summing them up to see if they seem slovenly, unreliable, or unexposed serial killers.

At one viewing, the landlord explained that someone had recently tried to kick down the door, even though it was directly opposite the police station. Next, he showed me the kitchen. There was no oven, cooker, or hob of any description, and when I wondered why, he pointed grumpily at the ancient microwave. It was also filthy. The bathroom stank (can you guess what lurked in the toilet?) The tiny lounge was crammed with an enormous cracked grey vinyl sofa, perilously close to the gas fire. It was hard not to express my dismay by screaming. I didn’t move in.

Some owners just don’t have a clue. I was once shown a room so dirty, you’d need a tetanus jab. The mattress’s previous incumbent was obviously a busy, active, fun-loving type of guy. ‘Yeah, I know…’ the landlord ruefully explained. ‘…art students.’

I’ve also seen the other side. I was showing the vacant room in a shared flat, and watched with amusement as a very proper gentleman/prospective co-tenant ran his finger over some imaginary dust on the mantelpiece. His first question was about the cleaning rota. His shoes sparkled and shone on a rainy day. He would never have fitted in. Some flats actually have proper interview panels, where people are sized-up like potential marriage partners rather than transient flatmates.

Tenants are allowed very little time to inspect their future home. Ask for a repeat showing, and you’re treated like a burglar casing the joint. After living in Dovecot Towers, I have some pertinent queries about crime levels, door locks, etc. Since I am practically asked for my DNA to check on the database, I think I’m entitled. So why then do agents glare at me, huff and puff and sigh? And why, when I’m polite and reasonable, do they evade my questions? With so many empty flats, you wouldn't think they'd still be so prickly.